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• Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents
• Health insurance protects you from unexpected, high medical costs.
• You pay less for covered in-network health care, even before you meet your deductible.
• You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.

Key Benefits of Health Insurance Purchase in 2020

1.  Optimum Cover for Health-related Issues

Needless to say, it has become very easy for any individual to fall ill. Be it a kid or an adult, all have become sensitive to illness, whether due to pollution or hectic lifestyle. Buying a policy online will help you tackle health-related issues and avail the best possible medical treatment without worrying about expenses. 

What’s best is that based on your policy conditions, you will receive coverage for:

• Cashless treatment: When you possess insurance, you become eligible for cashless treatments at one of the various hospital networks your insurer has collaborated with. 
• Pre & post hospitalization cost coverage: Health insurance policies provide coverage for pre & post hospitalization expenses for a specific number of days. Learn that the number of days covered depends on the type of plan purchased. 
• Ambulance expenses: One of the benefits of having health insurance by side is that it covers you for ambulance expenses incurred on the transportation of insured. Thus, the need for arranging a vehicle during an emergency situation gets eliminated.
• No Claim Bonus: No claim bonus or NCB is a health insurance element paid to the insurer if he or she does not file any claim for any treatment in a previous year. 
• Medical Checkup: When you choose health insurance, as per your plan type, you become eligible for health checkups. Note that free health checkups are also provided by some insurers on the basis of your previous NCBs.
• Room rent: Most insurance policies provide coverage for hospital room expenses based on the premium paid by the insured individual. 
• Alternative treatment: Many insurance companies provide coverage for alternative treatment such as Ayurveda, Homeopathic, Yoga and others. On buying a policy that covers this element, you will be able to make the most of the offered treatment without bearing expenses on your own. 
• Organ donor expenses: A health insurance policy helps you secure from the worry of medical expenses that come with the procedure of undergoing organ transplant surgery. If not a regular part of your basic health insurance, this element may be offered to you as an add-on benefit. 
• Domiciliary treatment: If your policy provides domiciliary treatment, you would be covered for availing treatment at home under medical supervision. 
• Daily hospital cash allowance: This daily cash allowance feature is one of the hidden benefits of health insurance (if featured in the policy) that lets you take care of your additional expenses like food, travel and others during hospitalization.

Available plan of all insurance companies please contact .